Where Swampscott's money goes

A plain-English look at what your town spends, what you pay, and how it's changing.

$152.1 million a year
That's what Swampscott spent across all town services.
65¢ of every dollar goes to schools.
Schools $99.2 million
65%
public schools — teachers, buildings, buses
Employee pensions & benefits $26.8 million
18%
retirement and health insurance for town & school staff
Public safety $9.8 million
6%
police, fire, and ambulance
General government $5.1 million
3%
town hall, clerk, finance, elections
Public works $3.2 million
2%
roads, snow plowing, trash, parks
Debt interest $3.7 million
2%
interest on money borrowed for buildings & projects
Culture & recreation $1.9 million
1%
library, parks, recreation programs
State & county assessments $1.7 million
1%
required payments to the state and county
Health & human services $720,000
0%
public health, senior & veterans services
Source: Swampscott FY2024 audited financial statements (audited actuals, FY2024). Figures are rounded for readability.
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These figures come from official town and state documents, summarized for clarity. Always check the source for exact numbers. ← Back to the Swampscott digest